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Quick Funds for Every Need

Whether you’re consolidating debt, planning a big purchase, or covering unexpected expenses, a U.S. Bank Personal Loan gives you fast, flexible access to the money you need.

Loan Amounts

  • Non-U.S. Bank clients: Borrow from $1,000 up to $25,000.

  • U.S. Bank clients: Borrow from $1,000 up to $50,000.

Competitive Rates & Terms

  • Rates as low as 8.74% APR (up to 24.99% APR).

  • Fixed monthly payments for 12 to 84 months
    (maximum 60 months for non-clients).

  • Your rate and loan amount depend on your credit score, income, and credit history.

No Hidden Fees

  • No origination fees — every dollar you borrow goes to you.

  • No prepayment penalties — pay off early and save on interest.

No Collateral Needed

This is an unsecured personal loan — no need to use your car or home as collateral, and no inspections or appraisals required.

Why Choose U.S. Bank?

  • Trusted national lender.

  • Straightforward application process.

  • Predictable payments with fixed rates.




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Quick Funds for Your Needs
Get fast access to the money you need — no collateral required.

  • Borrow up to $25,000 if you’re not a current U.S. Bank client.

  • Borrow up to $50,000 if you are a U.S. Bank client (minimum $1,000).

Low, Fixed Rates

  • APRs from 8.74% to 24.99%.

  • Fixed monthly payments for 12 to 84 months (max 60 months for non-clients).

No Extra Fees

  • No origination fees.

  • No prepayment penalties — pay off early anytime.

Fast & Flexible
Approval is based on your credit score, debt-to-income ratio, credit history, and other factors. Once approved, enjoy predictable payments and no hidden costs.




link. https://www.usbank.com/loans-credit-lines/personal-loans-and-lines-of-credit/personal-loan.html




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