Quick Funds for Every Need
Whether you’re consolidating debt, planning a big purchase, or covering unexpected expenses, a U.S. Bank Personal Loan gives you fast, flexible access to the money you need.
Loan Amounts
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Non-U.S. Bank clients: Borrow from $1,000 up to $25,000.
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U.S. Bank clients: Borrow from $1,000 up to $50,000.
Competitive Rates & Terms
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Rates as low as 8.74% APR (up to 24.99% APR).
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Fixed monthly payments for 12 to 84 months
(maximum 60 months for non-clients). -
Your rate and loan amount depend on your credit score, income, and credit history.
No Hidden Fees
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No origination fees — every dollar you borrow goes to you.
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No prepayment penalties — pay off early and save on interest.
No Collateral Needed
This is an unsecured personal loan — no need to use your car or home as collateral, and no inspections or appraisals required.
Why Choose U.S. Bank?
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Trusted national lender.
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Straightforward application process.
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Predictable payments with fixed rates.

Quick Funds for Your Needs
Get fast access to the money you need — no collateral required.
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Borrow up to $25,000 if you’re not a current U.S. Bank client.
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Borrow up to $50,000 if you are a U.S. Bank client (minimum $1,000).
Low, Fixed Rates
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APRs from 8.74% to 24.99%.
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Fixed monthly payments for 12 to 84 months (max 60 months for non-clients).
No Extra Fees
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No origination fees.
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No prepayment penalties — pay off early anytime.
Fast & Flexible
Approval is based on your credit score, debt-to-income ratio, credit history, and other factors. Once approved, enjoy predictable payments and no hidden costs.
link. https://www.usbank.com/loans-credit-lines/personal-loans-and-lines-of-credit/personal-loan.html
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